There are multiple ways to earn money online. No one is ready to lose the opportunity when there is a chance to earn money without investment. In such a case, many apps offer a refer and earn program. There are many chances to earn from ₹10 to ₹10,000 Per Referral.
Simply, you can earn cash by referring friends. Below we have listed the highest refer and earn apps and their features in detail. Read to know more about the top 10 refer and earn apps:
What is a Refer and Earn App?
Refer and Earn apps let you earn money by recommending the apps to other people like your friends or family members. The earnings can change depending on the app, but you can pick the one that works best for you.
Highest Refer and Earn Apps – Top Apps
1. ExtraPe – Affiliate Marketing App
Referral Earnings – 10%
| ExtraPe | Android |
|---|---|
| Launched In | 2022 |
| Ratings | 4.2/5 |
| Downloads | 5L+ |
| Install | Visit |
- Open the ExtraPe app and log in with your details such as email id or personal number.
- Go to profile -> click on refer and earn option
- You will find the referral link. Share the referral link with your friends or family members to earn the referral bonus.
- You will earn 10% of your friend’s earnings if you use the ExtraPe refer and earn app.
2. PaisaWapas
| ExtraPe | Android |
|---|---|
| Launched In | 2015 |
| Ratings | 3.8/5 |
| Downloads | 10L+ |
| Install | Visit |
- Open PaisaWapas app -> Account -> Referral
- Click on the referral option -> Copy the referral code or share the code with your networks via social media.
3. Groww
Referral Earnings – Up to 1000/-
With the Groww online investing app, users can purchase stocks, mutual funds, exchange-traded funds (ETFs), and more. Both beginner and professional investors will find the site to be easy to use. Along with this, this is the best refer and earn apps India.
Users can ask friends to sign up for Groww’s refer and earn program. Both parties get benefits, like cash bonuses or brokerage credits, when the person they referred joins up and completes their first investment. In addition to offering extra benefits, this program encourages users to join the investment community.
| Groww | Android | IOS |
|---|---|---|
| Launched In | 2016 | NA |
| Ratings | 4.3/5 | 4.3/5 |
| Downloads | 50M+ | NA |
| Install | Visit | Visit |
How to use Groww refer and earn?
Use this earn money app referral code with your friends to get more benefits. Let’s see how to use this Groww refer and earn option:
- Login Groww app and click on the ‘Refer & Earn’ section.
- Share it with friends, family, or anyone interested in investing.
4. Phonepe – Best App Refer and Earn
Refer & Get – Rs. 100/-
In recent times, earn money by referring apps is more popular. PhonePe is one of the leading fintech companies. This app enables users to make online transactions, mobile recharges, bill payments, and more, through a UPI.
This UPI app refer and earn program will give good perks. Invite your family & friends to make cashless payments using PhonePe and earn money with their referral.
| Phonepe | Android | IOS |
|---|---|---|
| Launched In | 2016 | NA |
| Ratings | 4.3/5 | 4.7/5 |
| Downloads | 500M+ | NA |
| Install | Visit | Visit |
How to refer and earn on PhonePe?
- Log in with the PhonePe app on your device
- Go to Profile -> click on the Refer and Earn option
- Send the referral code to your contact list.
5. Google Pay
Refer & Get – Rs. 201/-
Which app is best for refer and earn? Google Pay is one of India’s top 10 refer and earn apps. Through this app, you can invite your friends to Google Pay. The perk you will get is Rs. 201 when your friend sends their first payment. Also, your friend will get Rs. 21. Use this refer and earn upi apps and earn on each referral.
| Google Pay | Android | IOS |
|---|---|---|
| Launched In | 2021 | NA |
| Ratings | 4.1/5 | 4.7/5 |
| Downloads | 1B+ | NA |
| Required Version | 5.0 and up | iOS 14.0 or later |
| Install | Visit | Visit |
How to refer and earn on Google Pay?
- Login with Google Pay Account
- Scroll down at the bottom and click on referrals -> share the code with your friends in the contact.
- Once your referred friend has made the first payment you will receive Rs. 201 in your account and your friend will also get Rs. 21.
6. My11Circle
Referral Earnings – ₹551
On the website My11Circle, users can create their own fantasy cricket teams and engage in competition with one another. Users are able to select their teams, make their own leagues, and play against friends. In addition, it gives users access to scorecards, news, and other cricket-related services.
There is no investment or bet requirement involved with the My11Circle Refer & Earn Program. To earn a fixed ₹551 for each successful referral, all you need to do is invite new users to the app. Use this new app refer and earn to invite new friends.
| My11Circle | Android | IOS |
|---|---|---|
| Launched In | 2022 | NA |
| Ratings | 4.1/5 | 4.5/5 |
| Downloads | 10M+ | NA |
| Install | Visit | Visit |
How to refer and earn on My11Circle?
- Log in with the My11Circle – new refer and earn app.
- Click on the Refer & Earn option.
- Invite your friends through sharing on WhatsApp and other social media options.
- Once your friends join and start to play you will earn rewards.
7. CRED
Referral Earnings – Up to ₹1000
Cred is an Indian company that offers various financial services and benefits to users who pay their credit card bills through their app.
Credit card users can use this portal, which offers a credit score analysis in addition to managing several cards. By promoting its services, consumers can earn between ₹750 and ₹1,000 through the CRED refer and earn program.
Reward Structure:
| Rewards | Bill Payments |
|---|---|
| ₹100 | ₹1000 – ₹2999 |
| ₹250 | ₹3000 – ₹4999 |
| ₹500 | ₹5000 – ₹9999 |
| ₹1000 | ₹10,000 or above |
| CRED | Android | IOS |
|---|---|---|
| Launched In | 2019 | NA |
| Ratings | 4.5/5 | 4.8/5 |
| Downloads | 10M+ | NA |
| Install | Visit | Visit |
How to refer and earn on CRED?
- Log in with the CRED app and click on the ‘Refer & Earn’ section.
- Share your unique referral link with friends, or family members.
- You will both get your benefits when your friend joins CRED using your link and pays their first bill during the first month.
8. Winzo – Best Refer and Earn App
Referral Earnings – ₹55
Are you interested in playing games with your friends online? Then it is time you can utilize the Winzoo app. You can refer your friend and earn from that. It’s great, right? As you may be aware Winzo is an online gaming and entertainment app where people can participate in different activities and compete with others. In such a way they can also earn money.
| Winzo | Android | IOS |
|---|---|---|
| Ratings | 3.8/5 | 4.4/5 |
| Downloads | 1cr+ | NA |
| Install | Visit | Visit |
How to Refer and Earn on Winzo?
- Log in with the WinZO app.
- Click on your unique WinZO referral code.
- Share the code with your friends or family members.
9. Zupee
Earn ₹100 on the Referral’s First Deposit
Zupee is one of the best apps for playing games, where people can play tournaments with other players to win real money. Once you use the Zupee referral code, you will receive ₹100 when your referral makes their first deposit, while new users will receive a welcome bonus that they can use to play quizzes. When your friend downloads the app, you also receive ₹5.
| Zupee | Android | IOS |
|---|---|---|
| Launched In | 2023 | NA |
| Ratings | 4.3/5 | 2.8/5 |
| Downloads | 1M+ | NA |
| Required Version | 7.1 and up | iOS 12.4 or later |
| Install | Visit | Visit |
10. FreeCharge
Referral Earnings – Up to ₹5,000
An app called Freecharge was created to make it easy to pay utility bills and recharge mobile phones and DTH devices. A wide range of services are available to users, such as paying for different utility bills, recharging data cards, postpaid bill settlements, and prepaid cell recharges. With the best feature, this is considered the highest refer and earn app.
| FreeCharge | Android | IOS |
|---|---|---|
| Launched In | 2013 | NA |
| Ratings | 4.3/5 | 4.7/5 |
| Downloads | 50M+ | NA |
| Install | Visit | Visit |
How to Refer and Earn on FreeCharge?
With the best referral earning apps, Freecharge offers a good amount of earning via refer and earn. Read to know how to refer and earn works on FreeCharge.
- Log in with the Freecharge app.
- Click on “Rewards.”
- Click on “Refer & Earn” to get your referral link.
- Share your referral link everywhere.
Final Thoughts
As everyone likes to earn money, in such a case the above listed are the best referral earning apps that you can try to earn by referring your friends and family members. Utilize every chance to earn money without investment.