Affiliate marketing is one of the best methods to make money online in the current digital world. However, did you know you can make money by participating in a credit card affiliate program? Sounds great right?
Through credit card affiliate programs, it is possible to promote some of the best credit cards from reputable banks like HDFC, ICICI, SBI, and others. These affiliate programs are perfect for anyone looking to earn money online because of the high demand for credit cards in India. Here will see in detail the top 10 credit card affiliate programs in India:
Top 10 Credit Card Affiliate Programs with High Commissions
The first step to kickstart your earnings with credit card affiliate programs is to sign up on ExtraPe. Once you’ve completed the sign-up process, you’re all set to begin!
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1. AU Small Finance Bank
One of India’s top small finance banks, AU Small Finance Bank is well-known for helping underserved and unbanked populations. It focuses on customer-centric innovation and personal attention while offering a broad range of financial products, such as credit cards, loans, and savings accounts. With this affiliate credit card program, the affiliate marketer can earn up to a flat Rs. 1600 once the card is activated.
Earn Up to Flat Rs. 1600
Benefits of Affiliate Credit Card Programs:
1. Joining & Annual Fees: Nil ( Lifetime Free Credit Card:- Limited )
2. 4 complimentary lounge visits access per quarter.
3. 3 months of complimentary Membership of Zee5, Amazon Prime and an Additional 5% cashback for Dining expenses.
4. 10% Instant Discount (up to Rs 1,000) on Flipkart, Myntra, TataCliq, Blinkit. ( T&C’s Applied)
5. Get a 1% fuel surcharge waiver on all transactions.
2. HDFC – Credit Card Affiliate Program India
One of the top private sector banks in India, HDFC Bank is well-known for offering a wide variety of financial and banking services. It serves millions of customers in the retail, SME, and corporate banking sectors with an effective online presence and first-rate customer support. Every affiliate marketer can earn up to flat Rs. 1600 on successful card activation. You can even refer credit cards with your friends to join ExtraPe and earn money.
Earn Up to Flat Rs. 1600
1. HDFC Bank Credit Card – Earn Up to Flat Rs. 1500
When it comes to the best credit card affiliate programs, HDFC is one of the top. Here will see the top benefits:
Benefits
- Airport lounges at both domestic and international airports are free to enter.
- You will find amazing offers on Flipkart, Amazon, Goibibo, Cleartrip, and Myntra.
- Fuel Surcharge Waiver of 1%
- Fantastic travel perks and included insurance.
- Receive reward points for each purchase.
- Great discounts on restaurants and movie tickets
2. HDFC Credit Card Loan – Earn Up to Flat Ra. 1600
Benefits:
- No more documentation is needed for an instant loan approval.
- Flexible payback period (6–48 months).
- More affordable interest rates than cash withdrawals from credit cards.
- The credit limit is not impacted by loans.
- No collateral is needed.
3. HDFC IRCTC Credit Card – Earn Up to Flat Rs 1500
Benefits of IRCTC HDFC Bank Credit Card :
- For every INR 100 spent on IRCTC ticketing, you will receive five reward points.
- For every INR 100 spent on any other purchases, you will receive 1 reward point.
- Receive an extra 5% reward when you purchase train tickets via HDFC Bank. SmartBuy.
- Every year, eight complimentary access to a few IRCTC Executive Lounges [two every quarter].
- Receive a gift voucher of Rs. 500 when you spend Rs. 30,000 every three months.
4. HDFC Rupay Credit Card – Earn Up to Flat Rs 1500
Benefits of HDFC UPI RuPay Credit Card :
- Use these credit cards to make UPI payments and get cash points.
- Take advantage of interest-free credit for up to 50 days from the purchase date.
- Receive 3% Cashpoints on all PayZapp transactions and grocery, supermarket, and dining purchases.
- Receive 2% Cashpoints on utility purchases.
- Receive 1% Cashpoints on additional purchases, such as those that do not include rent, wallet load, EMI, fuel, or government categories.
5. HDFC Swiggy Credit Card – Earn Up to Flat Rs 1500
Benefits
- On Swiggy Platform, get 10% cashback up to Rs 1500 per month.
- 5% Cashback on Purchases Made Online at Amazon, Flipkart, Myntra, Nykaa, and Other Sites [Rs. 1500 per month]
- 1% Cashback [up to Rs 500/month] on all other categories
- Get a complimentary three-month Swiggy One membership.
6. HDFC TATA Neu Credit Card – Earn Up to Flat Rs 1500
Benefits of TataNeu Infinity HDFC Bank Credit Card:
- Receive a Lifetime Free Credit Card and 8 Free Domestic + 4 Free International Airport Lounge Access.
- Receive 5% in return as NeuCoins on Tata Brand Groups, such as Bigbasket, Croma, TataCliq, and Airasia, among others.
- After completing the Tata NeuPass registration process, receive an extra 5% back in NeuCoins on Tata Neu Spends.
- Redeem 1.5% in NeuCoins for additional purchases.
- Get 1% off the fuel surcharge at all Indian gas stations.
Note > 1 NeuCoin = Rs.1 Redeemable on Tata Neu App
3. IDFC First Bank
With innovative banking options including lifetime-free credit cards, zero-fee savings accounts, and low interest rates, IDFC First Bank is a customer-focused bank in India. The bank is dedicated to improving client satisfaction and financial inclusion. It is good to start earning with this affiliate marketing credit card program.
Earn Up to Flat Rs. 1000
Benefits Of IDFC Credit Card
- Welcome bonuses of up to 1,500
- Never-expiring reward points worth up to 10X can be redeemed anywhere online.
- Monthly movie ticket discounts ranging from 25-75% are available on a few different varieties, and there are 16 free railway lounge visits annually.
- Up to two claims up to ₹10,000 on hotel and airline ticket reservations are covered by trip cancellation.
- 10% Instant Savings on Flipkart Purchases
- EazyDiner offers up to 50% off.
2. IDFC First Bank Rupay Card – Earn Flat Rs 1000
Benefits:
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- Benefits of Welcome Value of Rs. 71,500
- Up to 3X Reward Points for all purchases made online and offline
- HPCL Outlets Offer Up to 175 Liters of Free Fuel Per Year
- Save up to 5% on utility, grocery, and IDFC FIRST FASTag recharges.
- Up to four complimentary visits to domestic airport lounges annually
- Every month, get 25% off* movie tickets up to Rs. 7100.
4. ICICI Bank
One of India’s leading private sector banks, ICICI Bank is renowned for offering a wide range of financial services and products, such as credit cards, loans, and investment services. It offers to both corporate and retail clients, with a special focus on digital transformation. Earn up to Flat Rs 1200 as an affiliate marketer on the credit card is successfully activated.
Earn Up to Flat Rs. 1200
Benefits:
- Rewards program for earning and using reward points
- Waiver of fuel fees at gas stations
- Benefits of travelling include access to airport lounges, travel insurance, and reservation savings.
- Dining perks with savings at specific restaurants and shopping centers
- Cashback deals on things like groceries, electricity, and internet purchases
- Free EMI alternatives for expensive products
- Contactless payments for simpler and quicker transactions
5. IndusInd Bank
IndusInd Bank is a fast-growing private sector bank in India that provides customized corporate, business, and personal finance services. The bank is renowned for its first-rate services, modern online offerings, and client-focused approach. In such a case, you can earn up to a flat Rs. 1000 as an affiliate marketer once the successful credit card activation.
Earn Up to Flat Rs. 1000
Benefits
- Receive coupons for EazyDiner as a welcome gift.
- The Luxe Gift Card is available to you.
- Obtain a coupon for a variety of brands. For additional information, please visit the IndusInd Bank website.
- Benefits of fuel: With IndusInd Bank’s surcharge waiver scheme, you can avoid paying extra on fuel purchases at gas stations all around India. Fuel transactions between Rs. 400 and Rs. 4,000 are eligible for the 1% surcharge remission.
- No liability for a card that is lost or stolen in the event that a card is lost or stolen, IndusInd Bank offers total protection against any unauthorized transactions through the “Total Protect” service. Up to 48 days before the loss is reported, the insurance is covered.
- Individual air travel accident coverage cards would grant cardholders free personal air accident insurance up to Rs. 25 lakh.
Insurance benefits
- Lost baggage :-Rs.1 lakh
- Delayed baggage :-Rs.25,000
- Loss of passport :-Rs.50,000
- Lost ticket :-Rs.25,000
- Missed connection :- Rs.25,000
6. RBL Bank
One of India’s top private sector banks is RBL Bank, originally known as Ratnakar Bank. It offers a variety of banking services, such as corporate, SME, and retail banking, and is renowned for its strong customer support and unique credit card choices. As an affiliate marketer, you can earn up to flat Rs. 1200 on successful credit card activation.
Earn Up to Flat Rs. 1000
Card Benefits:-
- 10% cashback on Zomato, Uber, and Myntra.
- Every quarter, two complimentary lounge visits are provided at Indian domestic airports.
- For every ₹100 spent on entertainment, dining, gas, and utility bills, you will receive 10 reward points.
- BookMyShow 1+1 movie ticket.
- Free Credit Card for Life. (Credit Card Shoprite)
7. State Bank of India
Looking for the best credit card affiliate program? SBI is one of the best choices for affiliate credit card programs. With a wide range of banking and financial services, the State Bank of India is the leading public sector bank in India. With its extensive branch network and well-known brand, SBI plays a significant role in advancing financial inclusion in India.
Earn Up to Flat Rs. 2000
1. SBI Cashback Card – Earn Flat Rs 2000
Features and Benefits:
- Cashback is 1% for offline purchases and 5% for online purchases.
- Waiver of the 1% fuel charge at petrol pumps.
- About 24 million stores worldwide accept it.
- “Easy Bill Pay” makes it easy to pay your utility bills.
2. SBI IRCTC Credit Card – Earn Up to Flat Rs 2000
Benefits of SBI IRCTIC Credit Card
- Get up to 10% off when you book train tickets.
- Get 350 Bonus Reward Points when you apply for the IRCTC SBI Card.
- Get rewarded each time you use the IRCTC SBI Card to schedule a vacation.
- Get 10% Value Back on irctc.co.in by using your IRCTC SBI Platinum Card.
- Reduce transaction fees by 1% when making reservations at irctc.co.in.
- Purchase tickets for AC1, AC2, AC3, and AC CC on irctc.co.in and the IRCTC Mobile App (only available on Android) and receive up to 10% Value Back in the form of Reward Points.
- AC1, AC2, AC3, and AC CC and receive up to 10% in reward points.
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3. SBI Simply Click Credit Card – Earn Flat Rs 2000 Benefits 4. SBI Simply SAVE UPI Credit Card – Earn Flat Rs 2000 Benefits 1. Earn 2,000 reward points
2. Earn 10x reward points on every ₹100 spent
3. Easy UPI payments.
4. Accepted globally at over 24 million outlets
8. Standard Chartered
Leading global bank Standard Chartered is well-known in India and provides first-rate corporate, business, and personal banking services. The bank’s global experience and priority for trade finance and wealth management have earned it a reputation. Earn up to Flat Rs 3000 as an affiliate marketer once the credit card is successfully activated.
Earn Up to Flat Rs. 3000
Benefits
- Receive four reward points for every INR 150 spent at retail.
- Benefit from an extra 4 reward points for every INR 150 spent on retail each month over INR 20,000 Access to the Domestic Lounge (one per calendar quarter).
- Waiver of the 1% fuel surcharge on all fuel expenditures
- For every INR 150 spent in the government and insurance categories, earn one reward point.
9. Axis Bank
One of the leading private sector banks in India, Axis Bank offers a variety of financial services and products, including credit cards, investment services, and savings accounts. The bank places a high value on innovation, online banking, and first-rate customer service.
Earn Up to Flat Rs. 1500
1. Axis Flipkart Credit Card – Earn Up to Flat Rs 1500
Benefits
- Get Rs.500 Worth Flipkart Gift Voucher
- 15% Cashback on 1st Myntra Order
- 5% Lifetime Cashback on Flipkart & Myntra
- 4% Lifetime Cashback on Uber, Swiggy & 1MG
- 1% Cashback on all other spends
- 4 Complimentary Domestic Lounge visits
2. Axis Myzone Credit Card – Earn Up to Flat Rs 1000
Benefits
- Get a free one-year subscription to Sony Liv for Rs. 999.
- Use PAYTM to get one free movie ticket.
- Swiggy offers 40% off up to four times each month.
- Free lounge access to the airport lounge
10. HSBC
Offering banking and financial services in the retail, corporate, and wealth management sectors, HSBC is a well-known bank with an extensive presence in India. Well-known for its high-end products, it serves both international and high-net-worth customers.
Earn Up to Flat Rs. 3000
Benefits:
- Get a free one-year subscription to Sony Liv for Rs. 999.
- Use PAYTM to get one free movie ticket.
- Swiggy offers 40% off up to four times each month.
- Free lounge access to the airport lounge
- There is no annual or joining fee with the Lifetime FREE Card.
- For every ₹150 spent, earn two reward points.
- Use MakeMyTrip to save up to 35% on both domestic and international travel.
- Vijay Sales offers a 7.5% discount on both in-person and online purchases up to INR5,000.
- Croma offers monthly savings of up to INR 5,000 on Saturdays and Sundays.
- Take advantage of 10% off electronics, big appliances, and cell phones when you shop on Amazon.
- Get 10% off your Myntra orders every Tuesday, up to INR 1,250.
- Take advantage of an instant 10% discount on Flipkart’s appliances, electronics, furniture, travel, and groceries.
- BookMyShow mobile is offering a buy one, get one free deal. Only reservations made on Saturday are eligible.
- Save up to INR200 on Instamart orders and 15% off food delivery on all days of the week.
Why Should You Join a Credit Card Affiliate Program?
1. High Commissions
Credit card affiliate networks might offer you a reasonable commission for each approved application and sale. If you apply the right strategies and do the required work, you might potentially make large commissions with these programs.
2. Variety of Products
Credit card affiliate programs from major financial institutions and banks offer a variety of credit cards. This means you can sell a variety of products and services to new consumers.
3. Free to Join
Credit card affiliate programs are frequently free to sign up for and easy to set up. To start marketing the products, just create an account in ExtraPe.
4. Targeted Audience
Affiliate marketers can target specific demographics and increase the chance that they will complete more transactions because the credit card, banking, and financial industries are specialized.
Final Thoughts
The above listed are the top 10 credit card affiliate programs in India where you can start to earn money online. Get started with ExtraPe to earn more money once you apply for the credit card. On each successful activation of a credit card, you can earn money.
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